Auto Insurance Seaford NY

Protect your vehicle from damages caused by theft, accidents, and even natural disasters with The Drake Insurance Agency’s auto insurance packages in Garden City, New York. We offer cost-effective, full-coverage plans for personal or commercial vehicles.

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Car Insurance Seaford NY

Seaford Auto Insurance

To register a vehicle in New York State, every driver or car owner is required by law to have car insurance. You must carry proof of coverage at all times while driving. Otherwise you could face jail time, license suspension, and hefty fines. Failure to maintain coverage can also lead to the suspension of your license and vehicle registration.

Below you’ll find the minimum insurance requirements in New York. Contact The Drake Insurance Agency for auto insurance quotes in Garden City Long Island as well as NYC and the 5 boroughs for additional coverage that provides even more protection to your vehicle.

Seaford NY's Minimum Liability Coverage

The liability insurance coverage needs to stay in effect while the registration of the vehicle is valid, regardless of whether it is used or not. It also needs to be issued in the name of the person who registered the vehicle. Only policies issued by New York auto insurance companies licensed by the State Department of Financial Services and certified by the state’s DMV will be acceptable.

  • Bodily Injury or BI

    If you were found to have caused the accident, your insurance policy should cover at least $25,000 for bodily injury of one person and $50,000 for bodily injuries to two or more people. It should also cover at least $50,000 for one death and at least $100,000 to two or more deaths in an accident.

  • Property Damage or PD

    If there is property damage in an accident that you were found to have caused, your insurance policy should cover at least $10,000 for repair or replacement costs.

  • No-Fault Insurance

    All vehicle owners are also required to carry no-fault insurance coverage. This is also called personal injury protection or PIP. This means that regardless of whoever is at fault in an accident, losses are covered. In New York, policies should have at least $50,000 no-fault coverage.

  • Uninsured Motorists

    This covers losses in an accident where the other vehicle does not have insurance. In New York, vehicle owners are required to carry at least $25,000 per person of uninsured motorist coverage or $50,000 per accident.

Types of Auto Insurance in seaford ny

Auto Insurance You Should Consider in Seaford NY

01.

Bodily Injury Liability

This covers the cost of injuries and deaths in an accident that you were found to have caused.

02.

Property Damage Liability

This covers the cost of repairs or replacements of damaged properties in an accident that you were found to have caused.

03.

Personal Injury Protection

Injuries will be covered by your own policy regardless of who was at fault for the accident. Also known as “No Fault”

04.

Collision Coverage

This covers the cost of repairs in a collision whether another vehicle is involved or not.

05.

Comprehensive Coverage

This covers losses in events where the damage was not caused by a collision.

06.

Uninsured / Under Insured Motorist

This covers losses in accidents where the other party does not have insurance or does not have enough insurance. It can also be used in hit-and-run situations.

07.

Roadside Assistance

This optional coverage helps with any roadside service that may be needed including but not limited to a tow, fixing a flat, jump starting the battery, and being locked out of your car.

08

Rental Car

This optional coverage covers the cost of having to rent a car while your car is being repaired due to an accident.

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OUR INSURANCE PROCESS

Compare Auto Insurance Quotes in Seaford NY

Know what is and isn't covered by each auto policy before making a decision. Choose the same levels of coverage, limits, and deductibles across all quotes to compare apples to apples and find the best deal.

Choose your coverage.

Choose the right coverage based on your needs and the requirements of the state. Your New York auto insurance company can help you with this.

Choose your limits.

Be aware of the state’s minimum requirements and raise your coverage as you see fit. Working with your New York insurance partners makes this easier.

Choose your deductible.

This is the amount you will pay out-of-pocket before the policy covers the rest. Remember that low deductibles are offset by higher monthly payments.

The Right Coverage and The Right Price!

For more information on Car Insurance in Seaford or To Get a FREE Quote - Contact Drake Today!

Call Fill Out Our Online Form or Call The Drake Insurance Agency Direct.

Talk to an Auto Insurance Expert

For over 20 years in the financial industry, we’ve always valued trust above all. Because of this, we’re also able to deliver the most effective and reliable service to our clients. Choose us to help you get the right auto insurance in New York.

MOST ASKED QUESTIONS

Auto Insurance Frequently Asked Questions

  • how much is auto insurance in Seaford Ny?


  • How much is full coverage auto insurance in Seaford NY?


  • How does auto insurance work?


  • How much does commercial auto insurance cost in Seaford?


  • Does auto insurance cover catalytic converter theft?


  • Does my auto insurance cover rentals?


  • Can I get auto insurance with out a license?


  • How long does it take to get auto insurance?


  • Are online auto insurance quotes accurate?


  • Can you have 2 auto insurance policies?


For Auto Insurance, Seaford Chooses The Drake Agency

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