The Drake Insurance Agency is Mineola's best option for Auto insurance. Protect your vehicle from damages caused by theft, accidents, and even natural disasters. We can offer you auto insurance packages for Mineola and all of New York. Cost-effective, full-coverage plans for personal and or commercial vehicles.
Auto Insurance Mineola
Car insurance is a legal requirement in Mineola and the state of NY for every driver or car owner who wants to register a vehicle. While you are driving, you are required to have a copy of your insurance policy on you at all times. In that case, you risk losing your driver's license, going to jail, and paying severe fines. If you fail to keep your insurance coverage current, you run the risk of having your driver's license and car registration revoked.
So after you’ll find the minimum insurance requirements in Mineola NY. Get in touch with The Drake Insurance Agency. We've been helping Mineola residents for decades, helping them with their car insurance. We are Long Island, as well as in New York City and the five boroughs' go-to insurance agency. So, when you're considering getting auto insurance coverage that offers your vehicle an even higher level of safety, you know who the residents of Mineola Call.
For the time that the vehicle's registration is still in effect, the liability insurance on your auto insurance policy must be kept active at all times, regardless of whether or not the car is being driven. In addition to this, it must be issued in the name of the individual who registered the car. Only auto insurance policies purchased in Mineola as well as all New York insurance providers are licensed by the state Department of Financial Services and approved by the state Department of Motor Vehicles will be recognized.
If it was determined that you were the one who caused the accident, your auto insurance bodily injury coverage should be at least $25,000 for one person and at least $50,000 for two or more people injured in the same event. In the event of a car accident, it should also provide coverage of at least $50,000 for one fatality and at least $100,000 for two or more deaths.
If a car accident that you were determined to have caused results in property damage, your auto insurance coverage should cover at least $10,000 to cover the costs of repairing or replacing the damaged items.
In addition to this, all owners of motor vehicles, cars, or otherwise are required to maintain no-fault insurance on their auto insurance policy coverage. PIP stands for "personal injury protection," which is another name for this coverage. This ensures that victims of accidents will be compensated for their losses, irrespective of who was at blame in the incident. In Mineola and the state of New York, insurance should have a no-fault coverage of at minimum $50,000.
This protects you from financial loss in the event that the other driver involved in the collision does not have auto insurance. Uninsured motorist coverage must be maintained by vehicle owners in the amount of at least $25,000 per person or $50,000 per accident in Mineola and the state of New York.
TypeS OF car Insurance available in mineola
01.
This Insurance pays the expense of auto accidents that you were determined to have caused that resulted in injuries and fatalities.
02.
This covers the price of replacing damaged property after an accident that you were found to be responsible for.
03.
Your own auto insurance will pay for your medical bills no matter who caused the accident. Similar to "No Fault" Insurance.
04.
This insurance will pay for the costs of repairs in the event of an accident, regardless of whether or not another vehicle was involved.
05.
This insurance coverage protects against losses that occur in situations where there was no collision to produce the harm.
06.
This covers losses in incidents where the other party has no or insufficient auto insurance. Hit-and-run situations can employ it.
07.
Any roadside assistance that might be required, such as a tow, tire repair, jump-starting the battery, or being locked out of your car, is covered by this insurance add on.
08
This is optional on your auto insurance plan, but added to your auto policy pays for renting a vehicle while yours is getting fixed after an accident.
OUR INSURANCE PROCESS
Be sure to look over your auto insurance policy carefully and that you understand the policy's inclusions when comparing car insurance rates in Mineola as well as all of New York. To receive the most accurate results and make sure you get the best option, select the same level of coverage, limits, and deductibles for each quote.
Choose your insurance coverage.
Based on your insurance needs and the state's standards, choose the appropriate coverage. You can get help with this from the Drake Insurance Agency of Mineola New York.
Choose your insurance limits.
Observe the minimum standards by the state and increase your coverage if necessary. This is easy when you're cooperating with your insurance partners in Mineola NY.
Choose your deductible.
This is the amount that you're responsible for out of pocket before the insurance policy begins to cover the remaining costs. Keep in mind that the larger monthly payments will more than make up for the lower deductibles.
Call The Drake Insurance Agency, or fill out our Online Form.
In the financial sector, we have prized trust above everything else for more than 20 years. As a result, we can offer our customers the most efficient and dependable service. Choose us to assist you in obtaining the appropriate auto insurance in Mineola New York.
MOST ASKED QUESTIONS
Request a free quote today on your auto insurance.
Call The Drake Insurance Agency
Whether you need insurance policies to cover your home or your vehicle in New York, you can work with The Drake Insurance Agency to make sure you get the best coverage.
Location
(516) 916-4020
(631) 557-4680
(212) 324-3025
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