Car Insurance Valley Stream

The Drake Insurance Agency, Valley Stream's go-to for Car insurance. We help you get the car insurance you need to protect your car from damages, theft, accidents, and natural disasters. Our car insurance packages for Valley Stream and all of New York are cost-effective, full-coverage plans for personal and or commercial vehicles.

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Car Insurance Valley stream

Valley Stream Car Insurance

Car insurance is a legal requirement in Valley Stream and the state of New York for every driver or car owner who wants to register a vehicle. While you are driving, you are required to have a copy of your auto insurance on you at all times. In that case, you risk losing your driver's license, going to jail, and paying severe fines. If you fail to keep your insurance coverage current, you run the risk of having your driver's license and car registration revoked.


So after you’ll find the minimum insurance requirements in Valley Stream NY. Get in touch with The Drake Insurance Agency today for a car insurance in Valley Stream. We are Long Island's, as well as in New York City and the five boroughs' go-to auto insurance agency. So when you're considering getting auto insurance that offers your vehicle an even higher level of safety you know who the residents of Valley Stream Call.

Liability Car Insurance for Valley Stream

For the time that the vehicle's registration is still in effect, the liability coverage on the auto insurance policy must be kept active at all times, regardless of whether or not the car is being driven. In addition to this, it must be issued in the name of the individual who registered the car. Only auto insurance policies purchased in Valley Stream, as well as all New York insurance providers, are licensed by the state Department of Financial Services and approved by the state Department of Motor Vehicles will be recognized.

  • Bodily Injury or BI

    If it was determined that you were the one who caused the accident, your auto insurance bodily injury coverage should be at least $25,000 for one person and at least $50,000 for two or more people injured in the same event. In the event of a car accident, it should also provide coverage of at least $50,000 for one fatality and at least $100,000 for two or more deaths.

  • Property Damage or PD

    If a car accident that you were determined to have caused results in property damage, your auto insurance coverage should cover at least $10,000 to cover the costs of repairing or replacing the damaged items.

  • No-Fault Insurance

    In addition to this, all owners of motor vehicles, cars, or otherwise are required to maintain no-fault insurance on their auto insurance policy coverage. PIP stands for "personal injury protection," which is another name for this coverage. This ensures that victims of accidents will be compensated for their losses, irrespective of who was at blame in the incident. In Valley Stream and the state of New York, insurance should have a no-fault coverage of at minimum $50,000.

  • Uninsured Motorists

    This protects you from financial loss in the event that the other driver involved in the collision does not have auto insurance. Uninsured motorist coverage must be maintained by vehicle owners in the amount of at least $25,000 per person or $50,000 per accident in Valley Stream and the state of New York.

TypeS OF car Insurance available in valley stream

Car Insurance in Valley Stream You Should Consider

01.

Bodily Injury Liability Insurance

This insurance pays the expense of auto accidents that you were determined to have caused that resulted in injuries and fatalities.

02.

Property Damage Liability Insurance

This covers the price of replacing damaged property after an accident that you were found to be responsible for.

03.

Personal Injury Protection Insurance

Your own insurance will pay for your medical bills no matter who caused the accident. Similar to "No Fault" Insurance.

04.

Collision Insurance Coverage

This will pay for the costs of repairs in the event of an accident, regardless of whether or not another vehicle was involved.

05.

Comprehensive Insurance Coverage

This insurance protects against losses that occur in car accidents where there was no collision to produce the harm.

06.

Uninsured / Under-Insured Motorist

This insurance covers losses in auto accidents where the other party has no or insufficient auto insurance. Hit-and-run situations can employ it.

07.

Roadside Assistance

Any roadside assistance that might be required, such as a tow, tire repair, jump-starting the battery, or being locked out of your car, is covered by this insurance add on.

08

Rental Car

This auto insurance add on is optional on your insurance plan. When added to your auto policy it pays for renting a vehicle while yours is getting fixed after an accident.

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OUR INSURANCE PROCESS

Comparing Car Insurance in Valley Stream

Be sure to look over your car insurance policy carefully and that you understand the policy's inclusions when comparing car insurance rates in Valley Stream as well as all of New York. To receive the most accurate results and make sure you get the best option, select the same level of coverage, limits, and deductibles for each quote.

Choose your insurance coverage.

Based on your auto insurance needs and the state's standards, choose the appropriate coverage. You can get help with this from the Drake Insurance Agency of Valley Stream New York.

Choose your Insurance limits.

Observe the minimum insurance coverage by the state and increase your coverage if necessary. This is easy when you're cooperating with your insurance partners in Valley Stream NY.

Choose your deductible.

This is the amount that you're responsible for out of pocket before the insurance policy begins to cover the remaining costs. Keep in mind that the larger monthly payments will more than makeup for the lower deductibles.

Valley Stream, The Right Auto Insurance Policy is Waiting...

Get A Free Quote on Car Insurance in Valley Stream

Call The Drake Insurance Agency, or fill out our Online Form.

Talk to an Car Insurance Expert in Valley Stream

In the financial sector, we have prized trust above everything else for more than 20 years. As a result, we can offer our customers the most efficient and dependable service. Choose us to assist you in obtaining the appropriate auto insurance in Valley Stream, New York.

MOST ASKED QUESTIONS

Car Insurance in Valley Stream FAQs

  • how much is car insurance in Valley Stream?


  • How much is full coverage in Valley Stream?


  • How does car insurance work?


  • How much does commercial car insurance cost?


  • Does car insurance cover catalytic converter theft?


  • Does my auto insurance cover rentals?


  • Can I get auto insurance with out a license?


  • How long does it take to get auto insurance?


  • Are online auto insurance quotes accurate?


  • Can you have 2 auto insurance policies?


Valley Stream, Don’t risk leaving your car insurance to question.

Request a free quote today on your auto insurance.

Call The Drake Insurance Agency

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