Reliable Renters’ Insurance in New York

Protect your personal belongings inside your New York apartment with affordable renter’s insurance from The Drake Agency. Call Us Today and Get A Free Quote.

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Renters Insurance

Renters Insurance in New York

Renters insurance helps protect your personal belongings within your apartment from damages caused by theft, fire, vandalism and more. While a landlord's insurance policy may help protect the building from unfortunate accidents, it won’t help if your possessions get stolen or damaged. A renters insurance coverage will protect you from these risks and give you peace of mind throughout your tenancy.

What is renters insurance?

Renters insurance is for anyone renting an apartment, condo, or home. It provides you with affordable protection from incidents such as:

Fire

Smoke damage

Vandalism

Theft

Windstorm

Water damage

Visitor injuries

Renters insurance can benefit you whether you’re living in a condo or townhouse. The amount of coverage you need will depend on the amount of stuff you want to safeguard, and not the kind of space you rent.

Coverage Benefits Protect your personal possessions

If something were to happen to your rental space, your landlord’s insurance policy would cover damage to the structure, furniture, and appliances that come with the property. Unfortunately, your personal belongings such as your clothing, electronics, furniture, and jewelry will not be covered. Renters’ insurance can help cover costs to replace or repair your things in the event of fire or robbery.

  • Temporary living expenses

    If your rental gets damaged and uninhabitable due to a natural disaster, renters’ insurance can help you afford temporary housing and other relocation costs.

  • Safety net for liability costs

    If you are proven to be at-fault for damage to your guests, fellow tenants, or landlords and their property, your renters’ insurance can help pay for litigation expenses and medical costs. Factors affecting the cost of renters insurance


    The cost of renters insurance will depend on several factors including:


    ● The neighborhood, city, and state where you reside

    ● The age, size, and condition of your rental 

    ● The value of your possessions

Call the Drake Agency for the Right Renters Insurance

Call The Drake Insurance Agency, Live Chat or Online Form.

Talk to a Renters Insurance Expert

If you rent your home and wish to protect your belongings, a renters insurance policy is right for you. At the Drake Agency, we can help you customize your coverage, so you only pay for what you need. We have over 20 years of experience helping tenants protect their valuables and enjoy a stress-free tenancy. When it comes to insurance, we know the importance of working with an honest and reliable firm that cares for your needs.

MOST ASKED QUESTIONS

Renters Insurance Frequently Asked Questions

  • How much renters insurance do I need?


  • Does renters insurance cover water damage?


  • Does renters insurance cover car theft?


  • Does renters insurance cover bed bugs?


  • Does Renters insurance cover dog bites?


  • Does Renters insurance cover fire?


  • Does renters insurance cover hotel stays?


  • Why do landlords require renters insurance?


  • Does renters insurance cover broken windows?


  • Does renters insurance cover moving?


Don’t risk leaving yourself and your assets unprotected.

Request a free quote now.

Call The Drake Insurance Agency

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