Condo Insurance Brooklyn

Condo insurance Brooklyn. Protect your condo unit and personal belongings with optimal condo insurance in Brooklyn. Let The Drake Insurance Agency help you identify the coverage that best suits your needs and budget. Don’t leave your condo's valuable contents unprotected. Request an insurance quote now.

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Condo Insurance Brooklyn

Why you need condo insurance in Brooklyn

When disaster strikes, condo insurance plays an important role in minimizing your losses and recovering your assets. While NYC law doesn’t require condo insurance, most banks, lenders, and condo associations require owners to purchase insurance. The rising value of New York condo units is also driving more people to get policies above the minimum requirements.

As a trusted insurance agency in Brooklyn, we help condo owners secure their Brooklyn condo and belongings from theft, vandalism, and fire and wind damage. Our insurance policies protect all types of assets, including furniture, clothing, and electronics.

Insurance for Your Brooklyn Condo

Before you start looking at condo insurance quotes in Brooklyn, it’s essential to know which type of coverage makes sense for you. Insurance coverage for condos in Brooklyn generally comes in two types: master and individual policies.

  • Master Policy

    The master insurance policy minimizes infrastructure losses caused by fires, electrical hazards, or natural calamities. It covers both indoor and outdoor common areas as well as the land the building sits on. The master policy usually includes both liability and property damage. Master policies also come in different forms such as:


    Bare Walls-in master policy – This covers structural damage and fixtures behind walls such as electrical and plumbing systems


    Single Entity master policy – This type of policy includes both bare walls and standard buildouts within the condo, including cabinets, light fixtures, and flooring. It excludes any remodeling work that was done after you moved in.


    All-in master policy – This is the most comprehensive master condo policy. It covers all electrical and plumbing systems, standard buildouts, and any modifications you made to the unit.

  • Individual Policy

    Since master insurance policies do not cover personal property, unit owners are left to fill in the gaps. This is where an additional condo insurance policy comes in.


    Individual condo insurance policies protect your personal belongings from theft and vandalism. They may also cover living expenses while your unit undergoes repairs following theft, fire, or other disasters.


    Working with a condo insurance agent in Brooklyn can help determine which policy will be comprehensive enough to fill the mentioned gaps.

Get a FREE Quote on Your Condo Insurance in Brooklyn.

Call The Drake Insurance Agency, Live Chat or Online Form.

Talk to a Brooklyn Condo Insurance Agent

With the help of our agents, you can ensure that your condo unit and your assets inside stay protected against every risk. Backed by 20 years of experience, we understand the needs of condo unit owners in Brooklyn better than most. Let us help you get the right protection you need.

frequently ASKED QUESTIONS

Brooklyn Condo Insurance FAQs

  • How much does condo insurance cost?


  • What does a condo association insurance cover?


  • Does condo insurance cover water damage?


  • Do I need owners title insurance for a condo?


  • What does condo insurance cover?


  • Do you need homeowners insurance for a condo?


  • What is not covered by condo insurance?


  • what is condo insurance?


  • Does my condo insurance cover damage to other units?


  • Is condo insurance cheaper than home insurance?


Don’t risk leaving your condo insurance and assets to question.

Request a free quote now.

Call The Drake Insurance Agency

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