Comprehensive Boat Insurance in New York

Protect your boat and yourself with excellent coverage brought to you by the Drake Agency. We provide boat insurance in New York. Get a free quote when you call us today.

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Boat Insurance

Boat Insurance in New York

The Empire State offers a range of adventures for boaters – from the scenic waterways of the Hudson and St Lawrence Rivers, Long Island South, the lakes of Adirondacks and Barge Canal, Finger Lakes, and Great Lakes, and of course, the Atlantic Ocean. Whether you’re looking to relax on a laid-back cruise or just spend an afternoon fishing on a beautiful cove, boaters in New York will never run out of things to do and water to explore.

But the best way to enjoy the waters of New York state is by getting the right boat insurance. We offer the perfect combination of coverages to make sure you and your boat are protected and properly insured.

Here are the different insurance policies for boaters:

  • Watercraft Liability Coverage (bodily injury)

    This protects you from making out of pocket payments for medical bills and loss of income of a person injured in an accident caused by you while using your boat or personal watercraft.

  • Watercraft Liability Coverage (property damage)

    When a situation arises that damages the property of other people because of something that you caused while using your boat, this type of coverage can pay for it. Aside from boat collisions, this can also cover oil spills and a whole range of other situations.

  • Watercraft Medical Payments Coverage

    This will help cover the medical bills that you or others on your boat accumulate when you get injured while operating or occupying it. If an accident occurs, for example, this policy can pay for your medical treatment regardless of who is at fault.

  • Property Coverage

    Property coverage for your boat protects it from all sorts of instances including accidents, fire damage, or even theft. It can be used to pay for repairs or for replacing the boat itself. This usually applies whether the boat is in or out of water.

  • Other Boat Related Insurance

    These can include insurance for your boat trailer, fishing equipment, and even the costs of towing or fuel delivery when your boat becomes stranded.

Get a free Boat Insurance quote Today!

Call The Drake Insurance Agency, Live Chat or Online Form.

Talk to a Boat Insurance Expert

Our team has been working in the financial industry for 20 years now. When it comes to insurance, it’s important that you work with someone you trust and who can get the job done – we understand this fact.

MOST ASKED QUESTIONS

Boat Insurance Frequently Asked Questions

  • How much is boat insurance?


  • What does boat insurance cover?


  • Do I need boat insurance?


  • Does car insurance cover towing a boat?


  • What does boat insurance not cover?


  • Do you have to insure a boat?


  • Does boat insurance cover the motor?


  • Can you insure a totaled boat?


  • Is boat insurance required?


  • Do you need a boat survey for insurance?


Get the right boat insurance you need and protect your assets.

Request a free quote now.

Call The Drake Insurance Agency

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